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Money value is a living benefit that continues to be with the insurer when the insured dies. Any type of superior fundings against the cash value will reduce the policy's survivor benefit. Trust planning. The plan proprietor and the guaranteed are generally the same person, yet often they may be various. A service may purchase vital person insurance policy on a vital staff member such as a CHIEF EXECUTIVE OFFICER, or a guaranteed may offer their own policy to a 3rd party for cash money in a life settlement - Trust planning.
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